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Mortgage Computer was
founded in 1974 in Ogden, Utah

Mortgage Computer is headquartered at 2650 Washington Boulevard.

   
MC Mission Statement
Get people who work together to work together.		 Having It All Together

Mortgage Computer offers a complete software package to meet all the needs of a mortgage lender in one suite called Mortgage Office Software.
  • A computer programming language was selected to combine all the functions together, offering growth, stability and cost effectiveness.
  • Mortgage Office Software is focused to decrease costs, improve efficiency, and be in compliance with all regulations.
  • Mortgage Office Software provides you with a program that any staff member can use by having consistency, uniformity, and easy-to-use menus.
  • Mortgage Office Software is totally integrated. The computer's advantages automate all workstations and functions, producing benefits for your company.
  • Total automation requires working as a team. Teamwork requires following the drum major, marching in step, and playing the same tune.
 Having It All Together is more than a software package.

Mortgage Computer not only has a Web-based end-to-end software package called Mortgage Office, MC offers full customer support.

Full customer support means having a staff with firsthand knowledge and years of experience in originating and servicing loans.

You can rely on a company having software experience since 1974 and a support staff with multiple years of firsthand experience in loan origination, processing, construction lending, and loan servicing.

Mortgage Computer Design

MC offers not just a single function but a software package Having It All Together for residential, commercial, land and construction loans, home equity lines of credit, commercial lines of credit, pools, general ledger and accounts payable accounting, and cashbook reconciliation. A software package capable of reporting to Credit Bureaus, Investors, Federal Reserve, FDIC, NCUA, Fannie Mae, Freddie Mac, FHA, VA, FHLB, IRS, HMDA, and State Housing Agencies.

All types of real estate loans can be originated using the Processing package. The software complies with all requirements for accurate documents, computations, and HMDA reporting.

The Construction package provides for single construction loans, project loans, land loans, and subdivision loans of any dollar amount. A unique feature offered only by Mortgage Computer is called Pseudo Posting. Disbursement of funds can be posted, but prior to the actual disbursement going out the front door one can view the Pseudo Posting to assure funds are not advanced faster than the project is being completed. Control is the key and the major feature of the Construction software package.

The Servicing package handles all types of real estate loans having various interest rates, terms, and repayment methods. Companies with large commercial loans in the hundreds of millions, companies with 150,000 loans to a company with only 100 loans. The software handles the collection of escrow funds and funds for reserves for replacement. The Servicing package offers an efficient Collection package, Bankruptcy and Foreclosure Control, and escrow analysis.

What Differentiates Mortgage Computer from Other Software Providers

The Same Vendor

  • for software support and assistance
  • for uniform design and functionality
  • for training on using the software
  • who has firsthand experience in origination and servicing
  • to work with if there is a problem
  • for integrated enhancements
  • reliable and dependable since 1974

    • One Vendor – One Software Package – A Knowledgeable Staff

Customer Support Includes

  • WebEx Support
  • Real Person Telephone Support
  • Hosting
  • Security
  • Training on MC Software
  
  • Real Estate Mortgage Lending Assistance
    and Training
  • Journals
  • "How To" Help Faxes
  • And More

WebEx OnCall - Solve customer problems instantly on the Web

WebEx OnCall enhances the effectiveness of traditional telephone-based customer support by adding real-time online communications. The service allows MC customer support representatives to instantly initiate Web-based sessions with customers so they can look at a problem and use a powerful set of interactive tools to deliver solutions on the spot.

Software Improvement Request (SIR)

From time to time, program modifications and enhancements are made as real estate lending guidelines change. You are invited to request enhancements that will increase efficiency and profitability.

MC will make no change that diminishes the integrity of FHA, VA, Fannie Mae, Freddie Mac, or Federal Reserve regulations.

Hosting and Security

Mortgage Computer provides hosting at a Tier 4 Data Center in Dallas, Texas. Two levels of user name/password authentication, IP address white list, plus encryption between workstations and servers ensure security of your data. All servers, server software, and daily data backups are included in the cost. Enhancements and forms upgrades are loaded for you, reducing or totally eliminating the amount of work your IT staff has to do in maintaining your mortgage system.



I want to learn more about the features and functions that will benefit me.